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Off The Wall
TotallyFREEwill service,
You will NOT be asked for credit and debit card details and you will NOT be sent a bill.
Making a will's not the most palatable of thoughts, but it needn't be costly either. If yours is fairly simple, it's possible to severely slice the cost or even pay NOTHING at all.
Die without a will and it could be years before your affairs are sorted by the state, leaving your family struggling. Alternatively, head to a solicitor and it can cost anything between £40 and £400. Yet this guide shows you how to sidestep the cost, or possibly give the money to charity instead.
Get it done completely free online
You can get a totally free will online at the aptly named Totally Free Wills website. This is for basic wills only, meaning if you've a large estate, own property abroad, have inheritance tax issues or you need other legal services, it's not for you. If it suits though, there's a simple four step process (and you don;t even have to give card details).
" Step 1. Input your details. Here's where your ID gets verified to prevent fraud
" Step 2. The will is sent to a local solicitor who'll check it for you to make sure it's legal
" Step 3. The will is returned to you to be witnessed.
" Step 4. You keep a copy and send the master back to the solicitor who'll store it for you for free.
The site's able to provide the free service as solicitors pay a fee to be included on its panel. They do this in the hope that they'll get further business if a person's will is more complicated than originally expected or that they'll be used to administer your estate when you've passed away. TotallyFreeWills receives a referral fee from the solicitor for extra work such as this.
Make a charity donation or gift
If you're not comfortable with drawing up a will online, several offline schemes have been set up by charities, to encourage those without a will to get one done. Some are large nationwide charities, and some benefit smaller local charities.
The charities' hope is that you'll either donate or leave a gift in your will. You aren't obliged to, but given that it's often the charity paying for the will to be drawn up. You could choose to do so. If you have a particular charity in mind that you'd like to leave a gift to, check whether it runs a scheme on the National Free Wills Network.